Read to see if you are affected then share with anyone you think might benefit from this.
I want to spare you all the techie stuff and tell you what you need to know, what happened and what you need to do now.
On Thursday, Equifax revealed that personal details of as many as 143 million U.S. consumers were accessed by hackers between mid-May and July.
Hackers gained access to certain files that included Names, Social Security Numbers, and Driver’s License Numbers. This is one of the worst I have seen. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.
An analyst said, “on a scale of 1 to 10, this is a 10.”
What to do?
Go to www.equifaxsecurity2017.com
click on Potential Impact. On the next page, click on Check Potential Impact. On the next page, enter your last name and the last 6 digits of your social security number. Check the “I’m not a robot” box and click on continue.
Here is what mine says.
Based on the information provided, we believe that your personal information may have been impacted by this incident.
Click the button below to continue your enrollment in TrustedID Premier.”
If you are impacted, you will get the same text and you will need to click enroll. You will be given instructions as to your enrollment into the program. Trusted ID Premier will monitor all activities on your credit report (not sure for how long for free). When this happened to Experian two year ago, they did the same thing for me and I would get an alert any time my credit data was accessed. It was all from me. So far, no illegal activity.
Other things to remember.
By law you can access all three or your credit reports once a year for free. The official site for this is https://www.annualcreditreport.com
I will do another article explaining how this works.
If you haven’t accessed and printed all three of your reports in at least a year, please do so right away.
Please add your questions in the comments section below.